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February 2026 marks 13 years of running a full-time freelance business and 20 years of freelance writing, starting as a side hustle.
A few years ago, I almost hit that $100,000 salary ($96,000 gross PAID that year while waiting on a few invoices that trickled in January so, yea, I’m rounding up). It was a 30% jump from the year before so I wanted to take note and see what I did.
These are the habits that helped my freelance income grow.
Borrow what makes sense for you.
10 Habits That Helped Me Build a Six-Figure Freelance Writing Income
Best practices that can drive a freelance income up.
1. I spent money to make money
I didn’t try to do everything myself all day every day.
I invested in:
Website updates
Portfolio uploads
Transcription services
A virtual assistant (on and off throughout the year)
Conferences and memberships
Books, tools, and a better office setup
LinkedIn Premium
SEO tools when clients needed SEO work
I unsubscribed from things that weren’t driving results and doubled down on tools that saved time or led to better-paying work.
2. I blogged consistently
I didn’t just post on DianaKelly.com’s freelance writing blog “when I felt inspired.”
I set a reminder.
I published weekly.
I kept a running list of blog ideas in my phone.
And knowing my newsletter went out every Wednesday kept me accountable.
3. I met up with people in person
In 2018, I joined ASJA. (American Society of Journalists and Authors). I’m not still a member in 2026 but I am part of the American Society of Business Publication Editors.
That year, I went to a conference, which led to thousands of dollars in work over the next few years from editors I met there.
These days, I try to stay active with freelance communities as well as small businesses. I still believe that attending in-person events can result in leads.
4. I stayed in touch with freelance friends
We shared:
Leads
Rates
Advice
Occasional venting
I passed on work I couldn’t take.
They sent work my way.
Freelancing tends to be a lonely career path but you can forge online relationships, schedule virtual coffee chats, and stay in touch on LinkedIn.
5. I followed up
This one matters a lot.
I tracked article pitches.
I followed up politely.
I checked in with past editors.
One follow-up turned into $10,000 the following year.
Most people don’t follow up. Be the freelancer that does and you’ll reap the financial benefits.
6. I pitched new clients even when I was busy
Especially when I was busy.
New clients made up 40 to 50% of my income some years of freelancing.
I also shifted niches over time:
Personal finance
Healthcare
Pet health
Higher-paying niches = higher ceiling.
7. I let go of low-paying clients
This part is uncomfortable.
And necessary at times.
I raised rates.
I explained the value.
Some clients couldn’t swing it.
That freed up time to land better-paying “anchor clients,” which meant I wasn’t working as many hours.
8. I said yes to some unsexy work
Not everything was exciting.
Some SEO projects.
Some editing work.
Some were topics that I thought, “OMG, I need to clear my search history after working on these articles.”
Together?
About $8,200 I was glad I didn’t turn down.
Freelancing is a business.
Not every assignment will be fun, creative, and ones you’ll talk about at parties.
9. I tracked my pitches
I wish I’d done this sooner. I used a simple Google Sheet.
It helped me:
Follow up
Rework rejected ideas
See patterns
Stay motivated
10. I tracked my hours
This was eye-opening.
I realized:
Some projects paid $100+/hour
Others felt harder than they actually were
I wasn’t “slow,” I was just overthinking
I also tracked non-billable time:
Marketing
Blogging
Social media
Pitching
What I’m Reading / Listening To / Recommending / Watching / Publishing
What I’m reading: She Didn’t See It Coming by Shari Lapena (Thriller), The Automatic Millionaire by David Bach (money/personal finance read about paying yourself first!)
What I’m listening to: How to Build $100K in Five Years by Nicole Lapin
What I’m reading online: The Marketing Talent AI Impact Report from the Marketing AI Institute
What I published for on the blog: How to Balance Parenting and Running a Business (without Burnout)
What I’m watching: ‘Platonic’ on Apple TV (kinda dark, definitely funny) and ‘Landman’ on Paramount+
If you found something valuable in this newsletter, I hope you’ll spread the word to your community or friends.
Forward it to a friend and encourage them to sign up using this link. You’ll get a helpful freelance resource PDF as a thank you when a few people sign up using your link.
Big Desk Energy: A newsletter from Beehiiv’s founder, Tyler Denk, which includes startup stories and relevant industry news
Kaitlyn Arford’s Freelance Opportunities: Kaitlyn does the hard work of sourcing WAY more jobs than I do and sends them out a few times a week. Hopefully you’ll find some gigs between her newsletter or mine.
Freelance Jobs I Found
Here’s a roundup of creative, full-time, part-time, freelance, remote, and hybrid jobs in the editorial, copywriting, content writing, and creative fields. Good luck.
Freelance reporter in Atlanta, GA for Appen media, salary N/a
Investigative Reporter, hybrid, Calif., $100-200k, FT/benefits
Audience engagement contractor in Chicago, IL, hybrid, 10-15 hrs/week, $35/hour
Editor for Kates-Boylston Publications, a funeral services publication, FT, remote $55k/year and benefits
Copywriter for Creative Cove, hybrid, Boston, business banking topics, Rate N/a
Editorial assistant for Society for Vascular Surgery, FT, remote, $25-$32/hour, remote

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